ZestMoney Customer Support Phone Number is +91 6269000097 & 022 3996 6400, and email id is help@zestmoney.in & complaints@zestmoney.in, and the head office address is Camden Town Technologies Pvt Ltd Indiqube Celestia, Koramangala 1A Block, Bengaluru 560034. Read more about the company overview, social profiles & website link details.
ZestMoney is a rapidly expanding financial technology firm based in India. The company makes use of digital banking and mobile technologies to facilitate lending in the form of EMI. The online platform for lending money was established in 2016, and as of right now it has more than 6 million users. Users are able to obtain access to financing choices even if they do not have a credit card or a credit score.
Surprisingly, it has a vast network of well-known brands willing to collaborate with it as partners. On the list of retailers are Amazon, Xiaomi, Flipkart, Yatra, Apple, Titan, Quikr Bazaar, Uber, Big Bazaar, Home Centre, Lifestyle, MakeMyTrip, FBB, and Pantaloons. Other companies on the list are Titan and Quikr Bazaar.
It has formed partnerships with over 8,000 businesses in order to provide clients with the option of flexible EMI payments. According to the website, the platform is one that “connects people to loan partners and makes digital finance more accessible by utilizing mobile technologies, digital banking, and artificial intelligence.”
ZestMoney Customer Support
Phone Number: +91 6269000097 & 022 3996 6400
Email Id: help@zestmoney.in & complaints@zestmoney.in
Office Address: Camden Town Technologies Pvt Ltd Indiqube Celestia, Koramangala 1A Block, Bengaluru 560034
Website: zestmoney.in
Telephone Number: Not Available
Fax Number: Not Available
Facebook: Here
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Linkedin: Here
Signing up for ZestMoney on the website or downloading the app for Android or iOS is the first step towards getting started. After you have finished entering your personal information, you will be prompted to upload your KYC documents and establish repayment terms before you can begin utilizing your credit limit. After your ZestMoney account has been successfully registered, you are now able to access the website of any merchant brand and pay with your ZestMoney credit limit.
You will have an easier time managing any existing EMIs, setting up payment schedules, and navigating the extensive network of merchant partners if you use the app. When customers select the three-month payment option for their EMI plan, they are not charged any interest. In the meantime, the length of time for making payments can range anywhere from three to eighteen months.
When you want to close the same, you can do so without having to worry about any pre-closure fees, and the payments for EMI will be automatically withdrawn from your account. If you want to receive a credit limit through the app, you won’t need a credit card or a credit score to do so.
ZestMoney gives customers the ability to purchase goods such as their preferred smartphone, furniture, and fashion. In addition to that, you are able to make trip reservations, sign up for classes, and submit insurance applications. Not only can you use ZestMoney to make payments online, but you can also use it at traditional stores if you find one that accepts it. Apple, Titan, Lifestyle, Sangeetha Mobiles, and Home Centre are just a few of the well-known offline businesses with which this company has partnered.
Take note that consumers can only make purchases utilizing EMI once the lending partners have made credit available to them. Tata Capital, HSBC, Muthoot Finance, Hinduja Finance, DCB Bank, IIFL, and Aditya Birla Capital are just some of the most recognizable names in the industry. You have the option to apply for ZestMoney EMI either when you join up for the service or while you are checking out at one of our partner retailers.
The lending partner is the one who will decide the credit limit for you. After your application has been processed, you will be notified through email and text message of the amount that has been approved. Even if having a credit card is not required, you will need to have a bank account, a PAN card, and an Aadhaar card in order to be eligible.
There is no minimum or maximum income criterion, and each application is evaluated on its own merits. According to the website, the Credit Limit is assigned following an “evaluation of your eligibility based on a number of different factors.” As part of the application process, ZestMoney will review the most recent bank statements you’ve provided. It is possible that an application will be denied owing to documents that include errors.
Please be aware that once your personal loan has been activated, the disbursement process can take up to seven business days. You can verify the information regarding the amount of the EMI by either calling the customer care line or looking at the terms that are included in the loan agreement. You also have the option of sending an email with your request to correct the amount. The remaining debt may be paid in full at any time without incurring any further fees.
An NACH or an eNACH Mandate will be established when you register to make certain that the recurring monthly EMI payments are automatically withdrawn from your bank account. You are not allowed to make any adjustments to the duration of the plan after it has been given the go-ahead. On the other hand, you are free to pre-close your EMI account at any time.
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